
Free, deterministic BSA engine for Indian fintech in-browser
Indian fintechs pay vendors per-report for bank statement analysis. Panini does it free, inside your own process. Upload a passworded PDF or messy CSV → get income, EMI, FOIR, cash-flow trends & fraud signals back as JSON - every claim carrying a rule ID + the evidence rows it came from. No black-box score. Zero runtime deps. Deterministic. Also ships the only public validators for ReBIT AA / ONDC / OCEN payloads & a multi-AA FIU client. Runs server-side or entirely in-browser.
Panini 1.0 is a free, deterministic bank statement analysis engine designed for Indian fintechs, allowing users to upload password-protected PDFs or CSVs and receive structured JSON outputs with detailed financial insights. It operates without runtime dependencies and includes public validators for ReBIT AA, ONDC, and OCEN payloads, functioning both server-side and in-browser.
A source that found nothing is a measurement. A source that has not run is a gap. Neither means the launch lacks the thing.